BoClubs Post on 3 Levels of Investing....

Investing is always tied up with a Goal...and therefore there are different vehicles appropriate for each goal. 

In my investment experience I did three levels of investing. The Level 1 investing is to develop my discipline or habit of investing. Our very first task really in investing is not to master the fundamental and technical analysis and find the best investment vehicle to achieve high returns. What we simply need to do is find a coach and develop the habit of investing. Invest therefore on what will make sure you succeed.

The Level 2 I have is the Indirect way of Investing in Stocks. This is through Mutual Funds. We allow our money to be pooled "bakas bakas" with many other investors and we allow an expert (Fund Manager) to manage our investments. This will allow us to be diversified with even just minimal amount of investment. Moreso, it allows us play it like the "big boys" through our fund manager. Because we no longer represent just the small amount that we personally invested but we are represented by the total pooled investment which is more significant and really would have impact on total investment in a company the fund manager choose to invest in. 

The 3rd Level is Direct Stocks Investing which I consider is the highest risk and thus requires a closer coaching and monitoring. My favorite broker for this is COLFinancials as they really do come out with guides and newsletters and training and coaching so we can achieve the best returns for our hard earned money that we invest.

As in our own experience, it is exciting to jump into level 3. But, I strongly suggest we do it the proper way... Check out financial planning books on how to do Solid Financial Planning... If you want I can also show you how.... check out www.mentorfely.trulyrichclub.com

God bless us all...


Benj and Fel


PS: This is my blog posted on BoCLubs.com

Fely and Benj Sharing their Mission