Thursday, April 16, 2020

Ano Po Ba Ang Mutual Funds

Pinaka Simpleng Sagot



Isa sa mga di masyadong nalalaman ng mga karaniwang Filipino ay ang Mutual Funds. It  is actually a way to invest in the stock market na di mo kailangang maging eksperto sa investing. Ito rin ang sikreto ng mga mayayaman! Imbes na ilagay nila ang pera nila sa bangko, nag iinvest sila sa Mutual Funds.


Ang mga Mutual Fund Companies sa Pilipinas na magandang pasukan ay ang PhilEquity, Soldivo at marami pang iba. Ang Mutual Funds ay may tatlong klase. Yung puro sa Stock Equities ng mga Blue Chip Companies ay Equity Funds ang tawag, at ang mga Investment naman na karamihan sa pautang sa Gobyerno ay tinatawag na Bond Funds at ang combination nitong dalawa ay tinatawag na Balanced Fund.

Ang maganda sa Mutual Funds, lahat ng  ng dapat gawin para maging successful sa pag invest sa stock market tulad ng money cost averaging, spreading the risk by allocating to diversified companies ay ginagawa na ng Fund Managers ng Mutual Fund Companies.  Ang galing di ba?

E ano ba yung Money Cost Averaging? Simple lang yun. Ibig sabihin lang dapat tuloy tuloy ang pag invest ng pare-parehong halaga sa isang regular na interval. Halimbawa sa ibaba, sa loob ng anim na buwan, bawat buwan ay nag iinvest ng 100Php kahit na ano pa ang situation sa market. Hindi kailangang timingan or bantayan ang pag taas o pagbaba ng stock price. Ang kailangan lang ay madisiplinang pag iinvest. Sa halimbawa sa ibaba, makikita ninyo na kahit pababa ang stock price, malaki pa rin ang ganansiya basta tuloy tuloy ang pag invest. I do not recommend a one time big time investing strategy nor trading. Mas recommended po namin ang Money Cost Averaging. At base po sa aming karanasan, mas madali at mas malaki ang aming naging returns so far sa loob ng 7 years na kami ay nag iinvest..


E ano ba naman ang totoong nangyayari sa Stock Market price ng Mutual Funds? Ay napakanda po. Yung paborito po namin na pag investan na PhilEquity ay kumita na sa loob ng limang taon ng mahigit sa 22% average per year from 2007 to 2012! Disclaimer: Hindi po ito pare pareho sa lahat ng panahon. Pwede pong mas mababa at pwede din namang mas mataas. Katulad po ngayong past 12 months pababa po ang trend. Nakabawi lang po ng kaunti recently by end of first quarter 2020.

Sa bandang huli, ikaw pa rin ang magdedecide kung saan mo gusto ilagay ang pera mo. Dalawa lang ang tanong natin para malaman mo saan dapat ilagay ang pera mo. Ito ay kung gaano ka katagal mag iinvest or kailan mo gagamitin ang investment mo? Pangalawa ay kung anong Risk ang kaya mong dalhin. Kung gusto mo ng malaking balik sa pera mo, mas mataas ang risk. Kung mababa ang risk na gusto mo, mas mababa rin ang posibleng return sa investment mo. At sa bawat consideration mo sa katanungang ito, may tamang investment para sa iyo.


Kung gusto mong pasukan ang Mutual Funds kontakin mo ako sa 0920-902-1217 para ikaw ang aking matulungan. O mag eMail sa richbenj.santiago@gmail.com

Tara na po...Invest na tayo... Sa IMG pag nag pa member ka automatic meron ka na agad P1000 Initial Investment sa SOLDIVO Mutual Funds. Check po ninyo ito IMG MEMBERSHIP BENEFITS

Start To Invest NOW.

God bless us,
Benj and Fely Santiago
Senior Executive Vice Chairman IMG
Truly Rich Makers Founder
Debt Destroyers Author

Sunday, April 5, 2020

How To Get STARTED in IMG




Hi, this is Benj Santiago, a financial coach of IMG Truly Rich Makers Team.Thank you for responding to our INVITATION to be a MEMBER of IMG. You said you want to know more and be Financially S

Thank you very much for JOINING IMG! I'm sure this will be the start of your journey to financial freedom. I'm sure it's not an accident but Divine Providence...

Sure you had a good grasp of the concepts that has been presented to you -- the concept of financial planning and building solid financial foundation. Secure your financial future and retire early! We offer TOTAL Financial solutions -- Financial Literacy, Disciplined Investing and Entrepreneurship.
.
So JOIN us - for P5500 one-time life time membership for continuous training and coaching so you become your own financial adviser, This is also you one-time capital for your Business. You can easily recoup this from the commissions you will receive later on if you decide to become a broker and do the business to increase your cash flow.. By the way, you also have a P1000 SOLDIVO Mutual Fund Investment  already as your start up investment!

OWN your Kaiser long-term healthcare plans (to get your protection, investment, healthcare and emergency fund -in-one. Attached are the different plans and premiums table to Kaiser, How it Works, a short presentation on Kaiser Advantage.  This is one of the most neglected financial need that people don't plan for. Don't do the same. Get this for your retirement needs.

Then SHARE our mission to help create wealth for families! And also give you opportunity to earn exponential income so you can HELP and BLESS more people! Believe me, the potential is so HUGE! Our MARKET is all over the world!! It can actually replace your current income and move from active to passive income. Really a great retirement preparation...Share to your family, relatives, friends, office-mates. You can earn while helping others SAVE & INVEST! Isn't that a good business! You earn by HELPING OTHERS secure their financial future instead of just teaching them to SPEND!

Again, really encourage you pursue IMG Mission...

Why IMG? IMG has a proven system to help people get into financial industry, increase their financial IQ, become an investor & entrepreneur; as well as to build people’s mind, attitude, discipline & character.

IMG SYSTEM is a product of more than 35 years experience of our US affiliate, developed through the series of eliminations of thousands of errors and keeping things proven to be effective; produced great success for many people.

We are so excited for you to help us spread this mission and make more Filipinos Truly Rich - use our wealth to BLESS and serve more people! We need trainers just like you!!!  We can build more multimillionaires in this country because we can coach them the proper way to save and invest and become entrepreneurs!

Help us make more Filipinos truly rich!!

"Learn to make your money work for you and get an early start on your financial independence!"

--
...Fely and Benj
Senior Executive Vice Chairman
Truly Rich Makers - IMG
Smart: 0920 961 3126/ 0920 902 1217
Globe: 0917 5000905
eMail : richbenj.santiago@gmail.com





IMG Vision: To Build and Provide the Best Business Opportunity in the World
IMG Mission: To Make a Difference and Help Create Wealth for Families. No Family Left Behind
IMG: The Total Financial Solution

"Help us spread the IMG Mission and make more Filipinos TRULY RICH!!!"



Sunday, June 25, 2017

4S Updated: How To Build A Big Baseshop

I first wrote this Blog in 2012 as a Documentation of what we will institute to achieve our Goal of being CEO-MD : " Just concluded a Truly Rich Makers- IMG (International Marketing Group) Meeting: Operation Macau yesterday. Focus of our learning and planning session is 4S: Structure, Strategy, Schedule, System. Our main goal is to be able to map out how we will achieve in 30days our individual goals in our IMG Business. My personal goal is to be CEO-MD on or before September 5.... (A Special day for me... But that's not the intent of this blog)."  And we did achieve CEO MD, FVC and EVC in that same year!



We also have set this as the goal: "The intent of this blog is to share how we will help move to the next level our team mates in Truly Rich Makers Team. we will support Nancy and Manny Martin, Malou and Vener Torres, Malvin and Matin Leano, and Raquel and Joey Arellano who are our MDs-Marketing Directors, in their journey towards SMD- Senior Marketing Directors. Cristy and Randy Canete, Jerry and Anna Mae Udarbe who are FL to MDs, and all the other members of the Truly Rich to the next level....all on or before September5!" And all of them are either SMDs and EVC and CEO and Green Jackets!

Before we think of how to use the 4S in achieving our goals, we start by making sure we are clear as to what our goals are and that it is really something we desire. It should come from within. It should be a common goal between your trainer and yourself , but it definitely must be an internal desire. You need to have your compelling reason  why you want to achieve your goal. "Mas malalim na hugot, mas pursigido kang maabot ang iyong pangarap"  Once that is settled, then you may proceed to do the 4Ss.

TRM Team in our Favorite Meeting place- My Home...

Now, how will we achieve this goal? What will be our our tool?

This is what I have proven to work- 4S: Structure, Strategy, Schedule, and System.... Each one disctinct yet inseparable as they are interconnected.

STRUCTURE:We need to define our Structure. And in IMG Business, all we need to focus on is our first 3 Business Partners. We can do the business alone, but we can only have a big business if we have a big team.

Take a look at all businesses all around. It is made up of Organizational Structure. I worked for 28 years in many companies and held different positions and levels and had to make sure I have a solid organizational structure. We need to make sure we like the people we work with.

So, same with our IMG Business. Whom should you hire as your business associates? Of course, the people you are most comfortable with. People whom you would like to help. People whom you feel good about.

If you just started in the business of IMG, or you had been in the business but you have not been able to put up a team, draw your structure, check out the names you have listed. Then, check out your feelings if they join you already...If it feels really really good, it will happen (Power of Attraction), and if they are already in your team and you feel good, you have a very strong team.

What your mind can conceive, will materialize if you focus on it and it really is creating good feelings as it is done out of love for others and for God!

For those running for the higher levels, do the same, draw-up your structure and color code it for those who joined already as green and those you would like to be part of your team in red. Again,make sure the structure is simple and is built on MD club teams or 3:3 set up. MD Clubs are strong teams. Build on this simple structure.

STRATEGY: Our Business is simple and our Structure is simple. Just 3:3:30 and if you can do it in less than 7days, why not?...

And guess what? I also have three (3) things we need everyone to consider in our Strategy: 1.) first is to simply focus on our first three, 2.) then, make sure your first three gets supported and focus as well on their first three, and 3.) lastly, train your associates to be trainers as well.

The first three business associate you will have must be the result of your initial 5 top prospects Field Training. These 5 top prospects must be the results of screening at least 25 names on your prospect list. Get your first 3 business associates within 7 days for fast start and within 30 days for normal speed. Then, ensure you help out your first 3 to get also their first 3. If you have friends who would like to join you and you are already with complete 3 associates under you, get your recruit under your associates. Give it up to your associates so you help them get promoted as well. Do not go wide till you get to MD position.

To ensure that your associates can indeed help their associates to build their team, you need to train them to be trainers. Then this process is repeated over and over again.

Then work your way to become MD in IMG. Drive yourself to achieve 5:5:30 Structure. Then Pursue SMD by simply repeating the process with your  5 MD  to become MD too within 90 Days.

To hasten this process, you need team of trainers to help you out, thus it is important that you really spend time training your associates to be trainers. Because if you have a lot of trainers in your team, you can invite and present to more people per day. Consider this, it is better and much easier to have 1% of 100 people, than 100% of 1. Not developing trainers in our team and simply relying on ourselves as trainers is exactly our mistake before. We developed ourselves as trainers but failed to develop immediately our associates to be trainers. So we are not duplicated fast enough. Do not commit the same mistake. Create trainers. Develop trainers. Train the trainers, especially out there in the field.

To correct this mistake, we have developed training materials that is so simple,complete, and easy to present. So anyone can present. And, by the way, it is not necessary that you are a good speaker to be a trainer in IMG...no no no... you have to be a doer. In our company, all you have to do is to make sure you execute the concepts you have learned and you just share it with people. Diction, your education, your professional affiliations does not matter much, what matters is whether You Do What You Say!!!.. And training the trainers comes natural during FTS (Field Training). The purpose of FTS is to learn how to train and to earn. You earn while you learn. When you are the trainee you absorb as much as you can from your trainer and then you will pass this on to your trainee when your turn comes as the trainer. We are all expected to be able to train within our first 5 FTS. IMG further simplified this by embarking on a Membership Platform. Anyone who joins our company just need to share the IMG Membership Benefits to anyone. Either personally or through the internet.

SCHEDULE: What we put into our minds, and plan for won't happen unless we execute it. And to execute it based on a defined timeline is the best way to do it. This will give us a way to monitor progress of our plans and goals. Be aggressive with your plans.

In our case, we reset all our time and set up completion of our strategies and plans within 30 days. Then we break down by weeks and then days what should be the outcome.

So if you want to be an SMD in 30 days and you are starting from scratch ( zero, nothing), then you need to make sure you go for your MD Run then have or 5 MDs  . This means you and your team need to talk to 300 People in 30 Days or about 10 people per day and present to them the amazing IMG Membership Benefits. Of course, if you have developed your associates to be trainers, this tasks spreads and your efforts will compound. If you do not have a team, you will do it alone for 30 days.

Then ensure , you plug in the results of your daily activities into your structure chart and points monitoring worksheets (If you do not have this, will be willing to share this to you)...

Then, you,your coach and your team needs to monitor this closely and give feedback. It is imperative that the team you build Attend the team meetings for guidance and sharing of activities.

The last thing to do is to make sure we adhere to the SYSTEM. And in our SYSTEM, there are two things we need to maximize to grow big in this business. These are: 1.) Match-up, and 2.) Referrals... We must not limit ourselves to whom we can reach physically, but whom our team can reach all over the Philippines and all over the world. Do not depend just on yourself. Maximize your coverage through Match-ups and Referrals. Do the BAP- Business Acquisition Program for your referrals whom you will not be able to personally take care .

Follow the SYSTEM Flow, Prospect, Invite, Present, Close- Hiring Interview , FTS . Use the Checklist forms to prospect, use your FB shout-outs, be on the go! Daily activities. Create your Teams Chat Group. Link up your team to your TRM Heirarchy's FB Page.  Be relentless! Do it ON LINE maximizing the ue of DOMINATE TOOLS in your IMG Members Portal.

Finally, after executing the 4S, let's not forget that in everything we do, we must not rely only on our own strength and wisdom. We must seek always the divine guidance of our God and offer back to Him our plans. Do everything in the name of love for HIM who makes all things possible, and love to all the people we will bring into this business.

For further guidance... just email me, or contact me in my FB Chat box and will be glad to coach you more!

God bless us all!!!

Saturday, August 13, 2016

THE SECRET...


How to Get Out Of Debts
and Become
A

Debt Destroyer!



JOIN
the
TRULY RICH MAKERS

log in at img-corp.com and sign up with 6020HF as Sponsor.

or 
CLICK HERE

Change People's Lives 
and 
Create a Powerful Business Team 
I Did it in
23 Countries 
With more than 
22,432 Members
in Just 
10 Years
and 
Earn 6-Figure Income!



You can get out of Debts, be a Debt Destroyer and eventually a Truly Rich Maker!





You can be Financially FREE ! You have the following options. Join Bro Bo Sanchez's Team in IMG; the Truly Rich Makers (TRM) IMG , and enjoy Amazing Benefits!







Come and Register NOW! Come to our Office. Check the Schedules and the MAP Below...

Click this to REGISTER to our FREE FINANCIAL COACHING



HOW TO JOIN?



To Join the Truly Rich Makers IMG simply log in at img-corp.com and sign up with 6020HF as Sponsor.

The Membership Fee is only 5500 PHP for Philippine Residents which entitles you to FREE Lifetime Seminar and Coaching! If you want to have a 50,000 PhP Life Insurance Coverage, you simply ADD 500 for Fidelity Life Insurance. Your Membership Fee already includes your Starting Investment of 1000PHP on SOLDIVO Mutual Funds!

For me and Fely ,  we are so blessed with our results. .... We TRAVEL The World for FREE!



This is 

What IMG 

Can Do 

To You!




JOIN us NOW!

You may Call or Text me at 0920-902-1217 (Benj) for further guidance! Or REGISTER to our FREE FINANCIAL COACHING NOW!

‪#‎DebtDestroyers‬
‪#‎TrulyRichMaker‬
THIS IS WHAT BRO BO SAY ABOUT BENJ AND FELY SANTIAGO

THE SECRET OF WEALTHY

PS: Let me answer you now this question Is IMG Networking? Some people have mistakenly categorized IMG Business as Networking Business. Allow me to clarify.

IMG Membership is like getting your SM Advantage or your SNR Membership Card. It is also like joining the Truly Rich Club.

You enjoy amazing Benefits if you do.

In IMG you will receive Lifetime Training, Coaching, Access and Discounts in your Financial Products. With one-time Membership Fee, you acquire these benefits for a lifetime!



Read this in detail: WHAT IS IMG?

Tuesday, August 9, 2016

Ano Po Ba Ang IMG Membership... Networking Po Ba?



Some people have mistakenly categorized IMG Business as Networking Business. Allow me to clarify.

IMG Membership is like getting your SM Advantage or your SNR Membership Card. It is also like joining the Truly Rich Club. It is a Membership Platform for people to join , be a Member, and Enjoy the Benefits just like getting your usual Membership Card.

You enjoy amazing Benefits if you do.



In IMG you will receive Lifetime Training, Coaching, Access and Discounts in your Financial Products. With one-time Membership Fee, you acquire these benefits for a lifetime!

You also have the option to grab the Opportunity to Own a Business and Travel the World! We need Multiple Source of income to increase your Cash Flow.

We have the best of the best mentors in the Philippines. Bo Sanchez and Rex Mendoza are Mentors in IMG! You can access their mentoring through IMG Big Events and Conventions.


BO Sanchez and Me.



Rex Mendoza; a renowned Financial Guru, and Bro Bo Sanchez; our beloved Spiritual and Financial Mentors are Speakers on our BIG Events! This alone are worth several tens of thousands but it's FREE if you JOIN NOW!

REX MENDOZA- FINANCIAL GURU


Call or text me at 0920-902-1217 (Benj) NOW na!

IMG truly is an amazing company that changed my Financial Life!

#1M2020
#FinancialFreedom
#DebtDestoyers

Sunday, August 7, 2016

Kuwento Ng Tatlong Investors



Ang Kuwento ng Tatlong Baboy...este Tatlong Investors.

Itago natin sila sa pangalang Juan, Tomas at Pedro.

Si Juan siyempre siya yung masunurin, madaling kausapin at madaling umunawa ng tamang pag invest. Yung solid and complete Investing.

Si Tomas, tulad nung kapangalan niyang Disipulo, siya ay maduda. Gusto nya sigurado. Duda siya sa Level 1 investing. Tanong nya agad gaano katagal na ba yang Level 1 na yan?

Si Pedro, tulad ng ibig sabihin ng pangalan niya ay matigas ang ulo! Masyadong magaling. Ayaw makinig. Gusto nya siya ang may control.

At dahil dyan , alam nyo na kung sino ang nag invest sa Level 1, sa Level 2 (Mutual Funds), at sa Direct Stocks di ba? Si Juan sa Level 1- Kaiser. Si Tomas sa Level 2- Mutual Funds, at si Pedro sa Level 3- Direct Stocks.. Lahat sila ang investment ay 5000Php..

Isang araw, naimbitahan sila sa isang birthday party, Happy happy. pag uwi nila nadisgrasya silang tatlo. Lahat sila kinuha ni Lord. Sino sa palagay ninyo ang may malaking return sa ininvest nila?

Ooooops, nanaginip lang pala si Juan. Buhay silang lahat at pagkatapos ng 20 taon nagkita kita silang muli. Sino sa palagay ninyo ang may solid, and complete investment?

Alam nyo na ?

Bakit? Kundi nyo alam, dapat mag attend kayo ng FINANCIAL COACHING and Financial Check Up!