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Tuesday, April 28, 2020
Thursday, April 16, 2020
Ano Po Ba Ang Mutual Funds
Pinaka Simpleng Sagot
Isa sa mga di masyadong nalalaman ng mga karaniwang Filipino ay ang Mutual Funds. It is actually a way to invest in the stock market na di mo kailangang maging eksperto sa investing. Ito rin ang sikreto ng mga mayayaman! Imbes na ilagay nila ang pera nila sa bangko, nag iinvest sila sa Mutual Funds.
Ang mga Mutual Fund Companies sa Pilipinas na magandang pasukan ay ang PhilEquity, Soldivo at marami pang iba. Ang Mutual Funds ay may tatlong klase. Yung puro sa Stock Equities ng mga Blue Chip Companies ay Equity Funds ang tawag, at ang mga Investment naman na karamihan sa pautang sa Gobyerno ay tinatawag na Bond Funds at ang combination nitong dalawa ay tinatawag na Balanced Fund.
Ang maganda sa Mutual Funds, lahat ng ng dapat gawin para maging successful sa pag invest sa stock market tulad ng money cost averaging, spreading the risk by allocating to diversified companies ay ginagawa na ng Fund Managers ng Mutual Fund Companies. Ang galing di ba?
E ano ba yung Money Cost Averaging? Simple lang yun. Ibig sabihin lang dapat tuloy tuloy ang pag invest ng pare-parehong halaga sa isang regular na interval. Halimbawa sa ibaba, sa loob ng anim na buwan, bawat buwan ay nag iinvest ng 100Php kahit na ano pa ang situation sa market. Hindi kailangang timingan or bantayan ang pag taas o pagbaba ng stock price. Ang kailangan lang ay madisiplinang pag iinvest. Sa halimbawa sa ibaba, makikita ninyo na kahit pababa ang stock price, malaki pa rin ang ganansiya basta tuloy tuloy ang pag invest. I do not recommend a one time big time investing strategy nor trading. Mas recommended po namin ang Money Cost Averaging. At base po sa aming karanasan, mas madali at mas malaki ang aming naging returns so far sa loob ng 7 years na kami ay nag iinvest..
E ano ba naman ang totoong nangyayari sa Stock Market price ng Mutual Funds? Ay napakanda po. Yung paborito po namin na pag investan na PhilEquity ay kumita na sa loob ng limang taon ng mahigit sa 22% average per year from 2007 to 2012! Disclaimer: Hindi po ito pare pareho sa lahat ng panahon. Pwede pong mas mababa at pwede din namang mas mataas. Katulad po ngayong past 12 months pababa po ang trend. Nakabawi lang po ng kaunti recently by end of first quarter 2020.
Sa bandang huli, ikaw pa rin ang magdedecide kung saan mo gusto ilagay ang pera mo. Dalawa lang ang tanong natin para malaman mo saan dapat ilagay ang pera mo. Ito ay kung gaano ka katagal mag iinvest or kailan mo gagamitin ang investment mo? Pangalawa ay kung anong Risk ang kaya mong dalhin. Kung gusto mo ng malaking balik sa pera mo, mas mataas ang risk. Kung mababa ang risk na gusto mo, mas mababa rin ang posibleng return sa investment mo. At sa bawat consideration mo sa katanungang ito, may tamang investment para sa iyo.
Kung gusto mong pasukan ang Mutual Funds kontakin mo ako sa 0920-902-1217 para ikaw ang aking matulungan. O mag eMail sa richbenj.santiago@gmail.com
Tara na po...Invest na tayo... Sa IMG pag nag pa member ka automatic meron ka na agad P1000 Initial Investment sa SOLDIVO Mutual Funds. Check po ninyo ito IMG MEMBERSHIP BENEFITS
Start To Invest NOW.
God bless us,
Benj and Fely Santiago
Senior Executive Vice Chairman IMG
Truly Rich Makers Founder
Debt Destroyers Author
Sunday, April 5, 2020
How To Get STARTED in IMG
Hi, this is Benj Santiago, a financial coach of IMG Truly Rich Makers Team.Thank you for responding to our INVITATION to be a MEMBER of IMG. You said you want to know more and be Financially S
Thank you very much for JOINING IMG! I'm sure this will be the start of your journey to financial freedom. I'm sure it's not an accident but Divine Providence...
Sure you had a good grasp of the concepts that has been presented to you -- the concept of financial planning and building solid financial foundation. Secure your financial future and retire early! We offer TOTAL Financial solutions -- Financial Literacy, Disciplined Investing and Entrepreneurship.
.
So JOIN us - for P5500 one-time life time membership for continuous training and coaching so you become your own financial adviser, This is also you one-time capital for your Business. You can easily recoup this from the commissions you will receive later on if you decide to become a broker and do the business to increase your cash flow.. By the way, you also have a P1000 SOLDIVO Mutual Fund Investment already as your start up investment!
OWN your Kaiser long-term healthcare plans (to get your protection, investment, healthcare and emergency fund -in-one. Attached are the different plans and premiums table to Kaiser, How it Works, a short presentation on Kaiser Advantage. This is one of the most neglected financial need that people don't plan for. Don't do the same. Get this for your retirement needs.
Then SHARE our mission to help create wealth for families! And also give you opportunity to earn exponential income so you can HELP and BLESS more people! Believe me, the potential is so HUGE! Our MARKET is all over the world!! It can actually replace your current income and move from active to passive income. Really a great retirement preparation...Share to your family, relatives, friends, office-mates. You can earn while helping others SAVE & INVEST! Isn't that a good business! You earn by HELPING OTHERS secure their financial future instead of just teaching them to SPEND!
Again, really encourage you pursue IMG Mission...
Why IMG? IMG has a proven system to help people get into financial industry, increase their financial IQ, become an investor & entrepreneur; as well as to build people’s mind, attitude, discipline & character.
IMG SYSTEM is a product of more than 35 years experience of our US affiliate, developed through the series of eliminations of thousands of errors and keeping things proven to be effective; produced great success for many people.
We are so excited for you to help us spread this mission and make more Filipinos Truly Rich - use our wealth to BLESS and serve more people! We need trainers just like you!!! We can build more multimillionaires in this country because we can coach them the proper way to save and invest and become entrepreneurs!
Help us make more Filipinos truly rich!!
"Learn to make your money work for you and get an early start on your financial independence!"
--
OWN your Kaiser long-term healthcare plans (to get your protection, investment, healthcare and emergency fund -in-one. Attached are the different plans and premiums table to Kaiser, How it Works, a short presentation on Kaiser Advantage. This is one of the most neglected financial need that people don't plan for. Don't do the same. Get this for your retirement needs.
Then SHARE our mission to help create wealth for families! And also give you opportunity to earn exponential income so you can HELP and BLESS more people! Believe me, the potential is so HUGE! Our MARKET is all over the world!! It can actually replace your current income and move from active to passive income. Really a great retirement preparation...Share to your family, relatives, friends, office-mates. You can earn while helping others SAVE & INVEST! Isn't that a good business! You earn by HELPING OTHERS secure their financial future instead of just teaching them to SPEND!
Again, really encourage you pursue IMG Mission...
Why IMG? IMG has a proven system to help people get into financial industry, increase their financial IQ, become an investor & entrepreneur; as well as to build people’s mind, attitude, discipline & character.
IMG SYSTEM is a product of more than 35 years experience of our US affiliate, developed through the series of eliminations of thousands of errors and keeping things proven to be effective; produced great success for many people.
We are so excited for you to help us spread this mission and make more Filipinos Truly Rich - use our wealth to BLESS and serve more people! We need trainers just like you!!! We can build more multimillionaires in this country because we can coach them the proper way to save and invest and become entrepreneurs!
Help us make more Filipinos truly rich!!
"Learn to make your money work for you and get an early start on your financial independence!"
...Fely and Benj
Senior Executive Vice Chairman
Truly Rich Makers - IMG
Smart: 0920 961 3126/ 0920 902 1217
IMG Vision: To Build and Provide the Best Business Opportunity in the World
IMG Mission: To Make a Difference and Help Create Wealth for Families. No Family Left Behind
IMG: The Total Financial Solution
"Help us spread the IMG Mission and make more Filipinos TRULY RICH!!!"
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